Guides
Pay less to get paid.
Straight answers on card fees, the surcharge ban and choosing an EFTPOS terminal, plus how Wavepay works for your kind of business.
Verifone V660p
Android smart terminal with 4G and Wi-Fi
PCI PTS 7.x
approved payment hardware
No lock-in
contracts or exit fees
Melbourne-based
real people on email, 7 days
Guides
Cheapest EFTPOS machineLooking for the cheapest EFTPOS machine? Compare rates, rental and hidden fees. Wavepay: 0.89% per card transaction incl. GST, a free terminal and no monthly fees.EFTPOS with no monthly feeTired of paying terminal rental? Wavepay EFTPOS has no monthly fees and no rental. 0.89% per card transaction incl. GST and a free terminal with 4G backup.Card surcharge banFrom 1 October 2026 you can't surcharge eftpos, Visa or Mastercard. What the RBA surcharge ban means for small business, and how to cut the fees you now absorb.Reduce merchant feesPractical ways to reduce EFTPOS and merchant fees after the surcharge ban: find your effective rate, cut rental, and switch to a flat 0.89% incl. GST with Wavepay.Switch EFTPOS providerSwitching EFTPOS providers is simpler than you think. A step-by-step guide to moving from your bank terminal to Wavepay without downtime.EFTPOS with 4G backupDon't lose sales when your internet drops. Every Wavepay EFTPOS terminal has 4G backup built in, with 0.89% per card transaction incl. GST and no monthly fees.Flat rate EFTPOSFlat rate EFTPOS with no card-mix maths. Wavepay charges 0.89% per card transaction including GST on domestic eftpos, Visa and Mastercard, with a free terminal.No lock-in contractStuck in an EFTPOS contract? Wavepay has no lock-in and no exit fees. 0.89% per card transaction incl. GST, a free terminal and no monthly fees.Fast settlementDon't wait until Monday for weekend takings. Wavepay settles daily, 7 days a week, including weekends and public holidays. 0.89% per card transaction incl. GST.Bank EFTPOS alternativeLooking for an alternative to your bank's EFTPOS? Wavepay: 0.89% per card transaction incl. GST, a free terminal, no rental and support from a Melbourne-based team.Read your merchant statementMerchant statements are confusing. Learn how to find your effective EFTPOS rate in five minutes and check whether you're overpaying.Mobile EFTPOSPortable EFTPOS with built-in 4G for markets, pop-ups, deliveries and on-site work. 0.89% per card transaction incl. GST, free terminal, no monthly fees.Tipping and split billsLet customers tip and split the bill right on the terminal. Wavepay EFTPOS: tipping, split bills and table mode, 0.89% per card transaction incl. GST.
EFTPOS by industry
EFTPOS for cafesEFTPOS built for busy cafes: fast tap payments, tipping, 4G backup and no monthly fees. 0.89% per card transaction incl. GST with a free Verifone terminal.EFTPOS for restaurantsRestaurant EFTPOS with pay-at-table, split bills and tipping. 0.89% per card transaction incl. GST, a free Verifone terminal, 4G backup and no monthly fees.EFTPOS for retailRetail EFTPOS with one low flat rate, a free terminal and no monthly fees. 0.89% per card transaction incl. GST, 4G backup and settlement 7 days a week.EFTPOS for tradiesMobile EFTPOS for tradies: get paid on the job with 4G, no monthly fees and 0.89% per card transaction incl. GST. Free Verifone terminal.EFTPOS for salons and barbersEFTPOS for salons, barbers and beauty businesses: tipping, a free terminal, no monthly fees and 0.89% per card transaction incl. GST.EFTPOS for bars and pubsBar and pub EFTPOS built for busy nights: fast taps, tabs at the table, 4G backup and no monthly fees. 0.89% per card transaction incl. GST.EFTPOS for takeaway and food trucksEFTPOS for takeaway shops and food trucks: quick taps, 4G for the road, no monthly fees and 0.89% per card transaction incl. GST.EFTPOS for market stallsEFTPOS for market stallholders: pay only when you sell, 4G built in and no monthly fees. 0.89% per card transaction incl. GST with a free terminal.EFTPOS for bakeriesBakery EFTPOS with a flat 0.89% per card transaction incl. GST, a free terminal and no monthly fees. Fast taps for the morning rush.